For advisors who want to specialize in retirement income planning and investments

We're recruiting experienced advisors, 3+ years in. When you join our team, we set you up with a lead generation system, train you in the specialist skillsets, and give you our in-house planning software to close bigger cases

Watch how we help advisors build a specialist financial advisory business

Whether your warm market is running out, you're plateauing at MDRT, or you're stuck selling insurance only...the underlying problem is the same.

The methods that got you here won't get you past your income ceiling.

Who should apply

This is for you if:

  • You're a financial advisor in Singapore with at least 3+ years in the industry

  • You're hitting a ceiling in your business & income

  • You want to specialise in retirement income planning and investments

  • You're prepared to reinvest in your business — there are real costs involved

  • You can commit to at least 10 appointments per week and weekly team trainings

The offer

What you get when you join

FIG. 01 / LEAD GENERATION ADS VIDEO CAMPAIGNS AUDIENCE YOU SET UP. RUNNING. DELIVERING.

01

A done-for-you lead generation system

We set up the entire lead generation system for you. Filming, video creation, video editing, ad creation, ad copy, ongoing campaign management, and optimisation to lower cost and increase lead quality.

It brings leads and appointments straight to your email and calendar. Investment and retirement income planning clients enquiring to meet you.

Set up for you

FIG. 02 / TRAINING CURRICULUM Foundations Retirement income Investments Integration FOUNDATIONS. PROGRESSION. MASTERY.

02

Specialist training in retirement income and investments

Frameworks and presentations for pitching different investment strategies. Growth investing, dividend income, CPF investments, SRS investments. Built by actual investors, not theoretical trainers.

Deliver real returns to clients. Be the kind of advisor your clients refer their friends to.

Built by investors

FIG. 03 / EVERFLOW SUITE RETIREMENT PROJECTION $3M $2M $1M CPF. SRS. INVESTMENTS. INCOME.

03

Everflow, our in-house planning software

Proprietary software, built specifically for retirement income and investment planning in Singapore. Run precise strategy sessions easily, without scrambling between spreadsheets and calculators.

Your clients see professional analysis. You focus on the conversation.

Proprietary software

FIG. 04 / DIRECT MENTORSHIP ZAC YOU NEVER A SOLO JOURNEY

04

Direct 1-to-1 Mentorship

You're not getting passed to a junior coach or assistant. You get direct access to Zac, who personally built this team's entire system, including the marketing infrastructure that brings in leads, the specialist training that handles retirement income planning, and the playbooks for closing higher-value cases.

Weekly one to one coaching during your ramp. Case support when you need it. The same person who walks the talk will be helping you build your business.

Personal mentorship

FIG. 05 / TEAM NETWORK PEER SUPPORT. ACCOUNTABILITY.

05

Team community and peer support

Other experienced advisors going through the same specialisation transition. Weekly team meetings with real case reviews, not generic pep talks.

You'll be in a room with people solving the same problems you are. Sharing what's working. Holding each other to standards.

Real peer support

FOUNDER & Director

Hey, I'm Zac!

I'm a Top of the Table producer in Singapore, and I lead the team you'd be joining at Sixth Wave Advisory.

Sixth Wave Advisory is part of Massive Wealth Management, a group that produced 16 Top of the Table qualifiers across 90 advisors in 2025.

Within that ecosystem, I lead a team of 8 advisors, all MDRT-qualified, focused entirely on retirement income planning and investments, with multiple COT and TOT producers.

Every person who joins goes through me personally. We're not interested in scale for the sake of scale.

We're looking for advisors with real hunger for growth and breakthrough. People who are serious about becoming specialists, ready to commit 5 to 10 years to building something real, and who care about the outcomes their clients actually get.

If that sounds like you, let's talk.

From our team

What our advisors are saying

"Five years in, I'd been stuck at MDRT for four years. Eight months later, I cleared TOT"

Built a real client base over 5 years but plateaued at MDRT. Joining Sixth Wave gave him the marketing system and specialist skillsets to handle larger cases. Cleared TOT in 8 months during his fifth year in the industry.

[Jairus Wong]

2026 TOT Qualifier in 8 Months With 15 Clients

"In my first 3 years, I couldn't clear MDRT. Six months after joining, I qualified. Six months later, COT."

Spent 3 years in the industry without breaking through to MDRT. Joined Sixth Wave and implemented the marketing system and specialist training. Qualified for MDRT within 6 months in 2025, COT 4 months after that, and is now on track for TOT this year.

[Shannon Lim]

2027 COT Qualifier in 4 Months With 7 Clients

"I qualified COT in 2024 with 120 clients. In 2026, I qualified COT in 6 months with 15 clients"

Already a COT producer, but her practice was high-volume with small case sizes. The specialist training and software shifted her into deeper retirement income planning conversations. Now operating at the same production tier with 8x larger average case sizes.

[Bella Zade]

2027 COT Qualifier in 5 Months With 8 Clients

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